What Problem Does IBC Solve?

The IBC strategy is a means of creating simple, unencumbered access to your own cash asset. No loan paperwork, credit requirements, loan committee approval, or penalty for withdrawal of funds. Whether needing money for an unexpected emergency or a longer term plan like a child's college tuition, simple and quick access to cash can be transformative both personally and financially. 

While not an investment, Becoming Your Own Banker® strategies offer the ability to build up cash values by paying  loans back with interest.  And eventually, the opportunity of accessing those cash values as one leg of your retirement.