What Is The Infinite Banking Concept®?

In reality, you "finance" everything you buy. You either pay interest to someone else or you give up interest you could have earned. The Infinite Banking Concept® (or IBC), as taught by the late Nelson Nash,  is a strategy to create your own banking system so that you control 100% of your needs. IBC is about controlling the financial environment in which you operate. 

IBC utilizes whole life insurance policies that uniquely function as dividend paying assets through accrued equity, liquid cash value, which can then be accessed (through a tax-free loan) by the policy owner(s). Those funds might be used to finance purchases like a home, a car, a college education, business financing - whether large or small, the possibilities are endless!